As of March 1, 2005, Missouri and Kansas residents can now request one free credit report each year from each of the three major credit-reporting agencies. To obtain your free credit report via the Internet go to:

www.annualcreditreport.com

You should be able to download or print the information immediately.

You can obtain Free Credit Reports from this web-site, but please note that this web-site also offers products for sale. If you are asked for a credit card number or otherwise asked to pay at this site, please try again. You have to follow the prompts very carefully to put in your request for the Free Credit Reports or you will be routed to a place where they are trying to sell you something. If that happens, just try again.